When you have a vehicle in North Carolina, it is required to have the coverage mandated by state law. It’s also the law that you must have proof of your insurance when asked for it. To get the auto insurance that you need, give us a call at JC Demo Insurance Group in Matthews, NC.
Bodily Injury Liability
This coverage will cover accidents that are your fault when someone else is injured by the accident. The state requires you to have at least the required minimum amount for one person who gets injured in an accident. There is another number that is required for two or more people who become injured in the accident.
Property Damage Liability
There is a set minimum amount of this coverage required for all motorists. This coverage pays for the damage done to someone else’s property in an accident that you are at fault for.
Uninsured/Underinsured Motorist Coverage
This is another required type of coverage that is helpful when someone who causes an accident doesn’t have enough insurance to pay for your injuries and property damage, or they simply have no insurance at all. This coverage also covers the injuries and damage caused by a hit-and-run driver. The amount of this that you get is generally tied to the limit of your bodily injury liability protection.
When you get all of these coverage types, there is no coverage for damage done to your vehicle if you were the cause of an accident. There is also no coverage for other incidents that can happen to your vehicle when it’s off the road. Many people add collision coverage and comprehensive coverage to cover these situations.
Get Your Auto Coverage
If you don’t have the required insurance types for North Carolina, you aren’t driving legally, and you face fines and fees. To get your vehicle covered, call us at JC Demo Insurance Group in Matthews, NC.