{"id":380,"date":"2020-01-29T04:00:00","date_gmt":"2020-01-29T10:00:00","guid":{"rendered":"https:\/\/www.jcdemoinsurance.com\/blog\/?p=380"},"modified":"2020-01-29T15:28:33","modified_gmt":"2020-01-29T21:28:33","slug":"is-a-north-carolina-business-required-to-get-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.jcdemoinsurance.com\/blog\/is-a-north-carolina-business-required-to-get-commercial-insurance\/","title":{"rendered":"Is a North Carolina Business Required to Get Commercial Insurance?"},"content":{"rendered":"<p>When you are looking for a fun and exciting career track, one great option to consider is to start your own business. This is especially a good option for people that are in the Matthews, NC area as this part of the country offers a variety of favorable variables. If you are going to start a business here, you should spend time carefully assessing your insurance needs. There are several situations in which a business in North Carolina will be required to have commercial insurance.&nbsp;<\/p>\n<p><strong>Business Has a Loan or Lease<\/strong><\/p>\n<p>One situation in which you are going to need to have&nbsp;commercial insurance is if you have a loan or a lease. All lenders and landlords want to make sure that you are able to stay financially viable. This includes making sure you can withstand a fire that damages business assets or if you are sued for liability. A quality&nbsp;commercial insurance policy will protect you for both of these situations.&nbsp;<\/p>\n<p><strong>Business Has a Staff<\/strong><\/p>\n<p>If you have a certain number of employees in the state of North Carolina, you will need to have worker&#8217;s compensation insurance. Those that do not have a&nbsp;commercial insurance policy with this coverage will find themselves in violation of state law. This could result in serious fines and other issues.&nbsp;<\/p>\n<p>Having commercial insurance in place for your Matthews, NC business is always a good idea. Since there is a lot of complexity that comes with commercial insurance, you should speak with the team at the&nbsp;JC Demo Insurance Group when choosing a new policy. The insurance team at the&nbsp;JC Demo Insurance Group can help to get you into a great policy that will give all of the liability and asset protection that you need.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you are looking for a fun and exciting career track, one great option to consider is to start your own business. This is especially a good option for people that are in the Matthews, NC area as this part of the country offers a variety of favorable variables. If you are going to start [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[60,161],"class_list":["post-380","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-jc-demo-insurance-group","tag-matthews-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=380"}],"version-history":[{"count":1,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/380\/revisions"}],"predecessor-version":[{"id":381,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/380\/revisions\/381"}],"wp:attachment":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}