{"id":542,"date":"2023-05-16T04:00:00","date_gmt":"2023-05-16T10:00:00","guid":{"rendered":"https:\/\/www.jcdemoinsurance.com\/blog\/?p=542"},"modified":"2023-05-16T13:22:26","modified_gmt":"2023-05-16T19:22:26","slug":"do-you-need-workers-compensation-insurance-if-you-are-self-employed","status":"publish","type":"post","link":"https:\/\/www.jcdemoinsurance.com\/blog\/do-you-need-workers-compensation-insurance-if-you-are-self-employed\/","title":{"rendered":"Do You Need Workers Compensation Insurance If You Are Self Employed?"},"content":{"rendered":"<p>Here at JC Demo Insurance Group, serving the Matthews, NC region, one of the insurance products that we offer is workers&#8217; compensation insurance. Workers&#8217;&nbsp;compensation insurance is designed to cover employees who get hurt on the job. In some cases, it may be federally required. If you are a sole proprietor, you may wonder if you need to carry this type of insurance product. Read on to find out the answer.&nbsp;<\/p>\n<h2><strong>Do I Have to Carry Workers&#8217; Compensation If I am a Sole Proprietor?<\/strong><\/h2>\n<p>If you are a true sole proprietor with no employees working for you, you are not legally required to carry workers&#8217; compensation insurance. If you have a single business partner or a spouse who works with you, you do not need to carry workers&#8217; compensation insurance.&nbsp;<\/p>\n<h2><strong>When Do You Have to Carry Workers Compensation Insurance?&nbsp;<\/strong><\/h2>\n<p>You are legally required to carry workers&#8217; compensation insurance as soon as you employ one or more employees. This can include a child, relative, or close family friend. If you are paying them to work for you, you need to carry this type of insurance in accordance with both federal law and local state laws.<\/p>\n<p>If you are a sole proprietor, you are not required to carry workers&#8217; compensation insurance. However, if you have one or more employees working for you, even if they are family members or a friend, you must carry workers&#8217; compensation insurance. Contact JC Demo Insurance Group, providing insurance solutions to individuals in the greater Matthews, NC, to learn about workers&#8217; compensation insurance or purchase a plan.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here at JC Demo Insurance Group, serving the Matthews, NC region, one of the insurance products that we offer is workers&#8217; compensation insurance. Workers&#8217;&nbsp;compensation insurance is designed to cover employees who get hurt on the job. In some cases, it may be federally required. If you are a sole proprietor, you may wonder if you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[60,161],"class_list":["post-542","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-jc-demo-insurance-group","tag-matthews-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=542"}],"version-history":[{"count":1,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/542\/revisions"}],"predecessor-version":[{"id":543,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/542\/revisions\/543"}],"wp:attachment":[{"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jcdemoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}