Business Insurance in North Carolina
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Setting up a business in North or South Carolina requires the right type of business insurance. Depending on the type of company you own and the specific concerns, the appropriate coverage plan may vary. As an independent insurance agency we can clarify the right policy options and make the process easier to manage.
Coverage for Company Cars
Commercial auto insurance is a necessity if employees drive a company car for their job. This auto coverage will protect the company from financial losses if an accident occurs and it is necessary to pay for the repairs and medical expenses of another party.
Liability Protection Plans (CGL)
A general liability policy is a good idea for any company. A CGL policy will protect your company from financial losses when a client, potential customer, or other individual is injured at your company office. It also protects your company when you are doing work on a customer’s property and property damage results.
Business Property Coverage
Whether you own the building your business is located in or you are simply leasing the space, you may require some protection for your business property. A property insurance plan is a solution that helps insure your property for losses resulting from fires, theft and vandalism. It provides insurance coverage for repairs or replacement to property that is damaged or stolen at a minimal cost. Depending on the situation, the amount of coverage that is required for your company may vary.
Every business owner can benefit from investing in a worker’s compensation program. Workers compensation is designed to help pay for medical expenses and other costs when an employee is injured on the job so that they can get back on their feet and return to work within a timely manner.
Business Owners Package (BOP)
A BOP policy, or a business owners package, is a type of insurance that is designed to address basic company concerns. It provides both liability and property protection.
Finding the right insurance policy is essential for the growth of any company. Without the right coverage, it is possible that your company may face unexpected financial challenges. We can provide advice and assistance when it comes to selecting the right amount of coverage for a growing company.