Terms of Use

Acceptance of Terms

Welcome to the JC Demo Insurance Group, Inc. website. By accessing or using our website, you signify your agreement to these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website. These terms apply to all visitors, users, and others who wish to access or use the website.

Use of Website

The content provided on the JC Demo Insurance Group, Inc. website is for informational purposes only. It is not intended to be, and should not be construed as, professional insurance advice, legal advice, or a solicitation to purchase any insurance product. While we strive to provide accurate and up-to-date information, the insurance landscape is complex and constantly evolving. Therefore, the information presented here may not be complete, current, or applicable to your specific situation.

For personalized advice and to discuss your individual insurance needs, please contact a licensed agent at JC Demo Insurance Group, Inc. directly. We encourage you to consult with a qualified professional before making any decisions based on the information found on this website.

Intellectual Property

All content, features, and functionality on this website — including but not limited to text, graphics, logos, images, and their arrangement — are the exclusive property of JC Demo Insurance Group, Inc. and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without the prior written consent of JC Demo Insurance Group, Inc., except as generally permitted by law for personal, non-commercial use.

Disclaimer

The information and materials on this website are provided "as is" and without warranties of any kind, either express or implied. JC Demo Insurance Group, Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

No coverage is bound or guaranteed by the content or submission of information through this website. Any request for insurance coverage is subject to the terms, conditions, and exclusions of the actual insurance policy issued by the carrier and requires direct confirmation from a licensed agent.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall JC Demo Insurance Group, Inc., its affiliates, directors, employees, agents, or suppliers be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, the materials on this website — even if JC Demo Insurance Group, Inc. or an authorized representative has been advised of the possibility of such damages.

This includes damages for errors, omissions, interruptions, defects, delays, computer viruses, loss of profits, loss of data, unauthorized access to and alteration of your transmissions and data, and other tangible and intangible losses. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by JC Demo Insurance Group, Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that JC Demo Insurance Group, Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Governing Law

These Terms of Use shall be governed and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

These Terms constitute the entire agreement between us regarding our website and supersede and replace any prior agreements we might have had regarding the website.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the website.

Contact Information

If you have any questions about these Terms of Use, please contact us: