People in Matthews, NC are living longer than they ever have before. The most recent analysis of life expectancy calculated by the state of North Carolina has shown that the average person in Matthews, NC is expected to live to be 80 years old.
Better health care, advances in disease prevention, new medicines, more attention to healthier living, exercise, and living in a great part of the country are considered to be contributors to the increase in long life.
At JC Demo Insurance Group we feel that a longer life makes life insurance more important. The length of the terms of a life insurance policy is not as important as the aim of the policy. The terms of any policy should be determined by the reason that a person has for taking out the life insurance policy.
Naturally, age does play a part in the decision about how long life insurance terms should be. We would never think to give a 70-year-old a 40-year term. This is unethical and illegal.
Our view of life insurance is asset protection. The term should be long enough to guarantee that your survivors are provided for financially. Everything that you worked to give your family should be covered and paid for so that your family does not have to worry about money if you die unexpectedly.
JC Demo Insurance Group has been helping people make decisions about how long life insurance terms should be for over 20 years.
We offer our clients an advantage because we are an independent agency. We have relationships with the best life insurance companies in the country. This allows our clients to pick the coverage that best suits their aims. We provide experienced personalized help through each step of the process. Your peace of mind is our goal.
Call us at 704 541 5155 and we will explain how long life insurance terms should be for your goals.