The dos and don’ts during a home insurance claim

Making a home insurance claim today is a straightforward process, particularly if you are making minor claims. However, larger claims can be a lengthy and complicated process if not handled the correct way. That is why we at JC Demo Insurance Group advise our Matthews, NC residents to learn the dos and don’ts when dealing with a home insurance claim.

Here is what you can and cannot do.

Do call your insurance immediately: In the event of a major accident like a fire or burglary, call your insurance company immediately, when the ordeal is still fresh in your mind. Of Course, you also want to make sure that your family is safe and that you save what can be saved to minimize damage or injuries. No matter how busy and dramatic the moment could be, make sure to inform your insurer.

Don’t touch anything until the agents get to you: If your insurer has advised that you stay away from the scene, do so to avoid mishaps with the investigations.

Do take pictures and videos: Take some evidence just in case it will be needed by the police. However, if the situation is too dangerous, you don’t want to expose yourself to harm. If it is safe to do so, take pictures and videos of the scene as well as the root cause.

Don’t throw receipts: If you used your money to buy several things needed to save the damage or prevent it from spreading, or rented an apartment to stay because your home was too damaged, you will need to prove these things with receipts when filing a claim. So, never throw a receipt during home insurance claims.

Do have your details with you: Your insurance provider will require you to provide your personal information when you call them. Make sure you have them near you.

At JC Demo Insurance Group, we help customers find policies that best fit their style, budget, and needs. If you are looking for home insurance around Matthews, NC,  JC Demo insurance is here for you. Try us today!

Do I Need to Carry Auto Insurance on my Car if I Put It in Storage?

In Matthews, NC, the agents of JC Demo Insurance Group can help you keep your vehicle protected even if it has to be placed in storage. Putting your car in storage takes it off of the road, but it doesn’t eliminate all of the different risks it may be exposed to. Making sure it is properly insured at all times is the best way to protect your investment.

Reasons for Storing Your Car

There are several reasons for putting your car in storage. One of the most common is that it is a second vehicle and that won’t be driven if you go on a lengthy vacation or return home for the summer. Individuals who live in North Carolina for only a few months out of the year, often have a vehicle at their winter home for added convenience. Putting it in storage helps to keep it safe during the long months that you are away.

Making Sure It Is Properly Insured

Just because your vehicle isn’t being driven on the road, doesn’t mean all of your risks are put to rest. Your car may be stolen or damaged by vandals. It could possibly be damaged by something falling on it if the building it is stored in is compromised in any way. Making sure it is properly insured is the best way to reduce your risk and protect your investment.

The agents of JC Demo Insurance Group are always available to help residents living in the Matthews, NC area find the right coverage for their vehicles. This includes when they have to be placed in storage for any length of time. Call and schedule an appointment with an agent today!