Your home is your castle and if your castle is like most castles, it is full of things. More than just furniture, appliances and decor. Years of accumulated memories fill closets and attics and trying to remember everything that you possess may really be mission impossible. That is where a home inventory comes in, it can be the difference between getting the most from your home insurance and having many of your possessions lost forever. The residents of Matthews, NC have the JC Demo Insurance Group to turn to when they have questions about the importance of a home inventory.
A home inventory takes time to create. It is a record of every room in your home. In reality, it is not just the rooms but the closets, cupboards, drawers, attic and basement. It must be detailed and if you can include sales receipts especially for the big-ticket items that is the best option. For jewelry, getting an appraisal is the best way to get the true value of your items and of course, if they are especially expensive you will need to cover them with a rider. In addition to writing down all the items in each room, taking pictures is a good way to document everything.
After you have gone to all the trouble of creating a home inventory, you need to keep it in a safe place. Away from the home is ideal but if you don’t have a safety deposit box, you should at the very least make sure that it is stored in a fire and waterproof box to protect it from whatever happens.
To find out the importance of a home inventory, stop by the office of JC Demo Insurance Group in Matthews, NC and talk to one of their experienced agents. If your home is damaged, an inventory can make replacement of your possession much easier.