Your business in Matthews, NC is one of your most valuable assets. Why wouldn’t you want to have the best protection to prevent it from enduring financial turmoil? A commercial insurance plan is the best way to prepare for the unexpected. JC Demo Insurance Group can help you create an indemnity plan that is tailor-made to meet the unique needs of your company. Read on to learn about the three signs of a good commercial insurance plan.
Sign #1: The policy covers income loss
You never know when an unexpected power outage will close your business for a day. A good insurance plan helps you prepare for such an occurrence by offering business income loss coverage. This indemnity option pays you for the sales you would have gained were it not for the unforeseen event closing your store.
Business income loss is a good idea even when working from home. It only takes one bad Internet connection to thwart your workday.
Sign #2: Natural disasters are included
A standard disaster in Matthews, NC is not included in a standard commercial insurance plan. You need to purchase additional coverage if you want to receive compensation for damage and loss related to flooding and fires caused by Mother Nature.
Sign #3: General liability coverage is strong
Some entrepreneurs purchase just enough general liability coverage to satisfy the norm. You do yourself no favors by taking the cheap route when it comes to general liability insurance, though. It only takes one customer falling over one of your displays to cause significant financial hardship.
It is important to note that not all commercial insurance plans are equal. Some business owners have employees and, thus, require workers compensation coverage. Other entrepreneurs are mobile services and, as such, require commercial auto insurance.
An agent at JC Demo Insurance Group can help you find a commercial indemnity plan that best suits your company’s needs. Call them today to get started with a quote.