Month: March 2021

Who needs to get home insurance in North Carolina?

Posted on by AgentInsure

People that live in the Matthews, NC area are going to have a variety of housing options that they can consider. For a lot of people, a great option is to purchase a home. If you do decide to become a property owner, you will need to make sure that you are protecting your investment. There are many situations in which someone will need to have a home insurance plan. 

Those that Want to Protect Asset

A situation in which people need to get a home insurance plan is when you want to protect their assets. Those that are going to purchase a property will be making one of the biggest purchases of their life. To ensure that your asset is covered, you need to have home insurance. With a home insurance plan, you are going to get the coverage that will repair or replace your property if it is severely damaged.

Those With a Mortgage

You will also want to get a home insurance plan when you want to get a mortgage. With historically low-interest rates, now is a great time to take out a mortgage. If you have a mortgage out against your home, you need to meet your lender’s requirements. This will include making sure that you have a full home insurance plan that will cover your asset. 

As you are going to look for a new home insurance plan in the Matthews, NC area, it would be a good option to call JC Demo Insurance Group. As you are looking for a new insurance plan, you will need to make many different important decisions along the way. The team with JC Demo Insurance Group can help to answer and address your questions and ensure you remain properly covered. 

3 Things You Might Not Know About Auto Insurance

Posted on by AgentInsure

The better you know your insurance policy, the safer you’ll be driving around Matthews NC. Here are three things most drivers don’t know about auto insurance:

  1. More expensive vehicles don’t always cost more to insure. The value of a car is one factor, but insurance companies are weighing that against a thousand other factors, too. A safer car is almost always going to cost less to insure, even if it cost more to buy.
  2. Classic car insurance doesn’t just mean "old cars." You can get almost any car covered under a classic insurance policy, but it’s not always worth the hassle, even for classic cars. Under a classic car policy, there may be limits to how often you can drive your own car. So for many drivers, a standard policy is just fine, even on a classic Mustang.
  3. You’re not covered for business driving. You’re covered for getting to and from work, you may be covered for limited business use. But you’re probably not covered under your personal policy for delivering pizzas, making bank runs, or driving clients around town. You’ll need to talk to your insurer about extending your policy to business activity if you’re planning to run a company out of your driver’s seat.

If you have any questions, or if you’re ready to sign with a new insurance provider, get in touch with JC Demo Insurance Group. The right agency can get you the right policy by looking through all of your options and finding the one that works best for you, and that’s what Matthews NC drivers can get from JC Demo Insurance.