Does Your Home Insurance Policy Provide the Comprehensive Coverage Your Family Needs?

As your family grows and your home increases in value your insurance needs will also change. Many clients neglect to keep their home insurance policy updated with their changing needs. At the JC Demo Insurance Group, we are here to provide that service to our clients in the greater Matthews, NC area. We recommend that our clients review their entire insurance portfolio on a regular basis to makes sure that the coverage levels are up to date and offer the appropriate level of protection for you and your family.

Insurance Coverage Levels Should Change Along With Your Life Changes

As your home value increases or you add more valuable personal articles to your home, such as expensive artwork and electronics, your original insurance policy will likely not provide adequate coverage to protect these items in the event of theft, damage, or destruction. A comprehensive home insurance policy with the necessary riders can protect the home and possessions that you have worked so hard to achieve. Do not let an outdated home insurance policy cause you the stress that can come with a catastrophic event that is not covered by your insurance. Working with a professional agency can provide the necessary insight to keep your policies up to date and current with your coverage needs. You work hard to provide a safe home for your family and give them the things that they desire, it only makes sense to have the necessary coverage to keep those items protected.

At JC Demo Insurance Group we are here to offer our clients in the greater Matthews, NC area the full-service care that they deserve. Our team of dedicated agents is here to work with you as your insurance needs change throughout the years. 

Does My Old Car Need Insurance On It?

A lot of people get confused when it comes to knowing whether or not they need to invest in car insurance. What many people fail to realize, though, is that instead of an expense, auto insurance will oftentimes serve as a valuable asset. If you have an older car, truck, or SUV, and you are wondering whether or not you need to have insurance on it, the answer is yes. Here at the JC Demo Insurance Group serving Matthews, NC, we’ve put together a helpful go-to guide to help you understand why your old car needs insurance on it. 

You Never Know When an Accident can Happen

Some people believe that just because they have a car that isn’t worth very much, this means they don’t need to spend money on protecting it with auto insurance. But the truth of the matter is, you never know when an accident could happen. And just because you aren’t worried about having the financial means to replace your old car, this doesn’t mean you can afford the medical and property damage expenses that often accompany an accident. This is a good reason why you need to have insurance on your old car. 

It’s Required by Law

According to the law, you must have car insurance in the state of North Carolina. With this in mind, it becomes common sense that you need to invest in auto insurance. Even if you don’t own a car, you have to purchase a non-owners liability insurance policy. 

To learn more about needing auto insurance on an old car, contact JC Demo Insurance Group serving Matthews, NC.