It’s important to protect your car with auto insurance in Matthews, NC. Although you will want to adhere to state standards, there are optional coverage levels that you can explore, too. With the help of our agents at JC Demo Insurance Group, we can see to it that you have a customized policy.
What the State Requires
The easiest and fastest way to protect at least the basics of your car is with the state-mandated insurance in North Carolina. The state requires you to maintain a certain minimum level of liability for property damage and bodily injury. This coverage will be a part of any auto insurance that you buy. It will cover you in the event you’re in a collision with another vehicle.
After you meet the state requirements, you are still vulnerable to other scenarios, including:
- Collisions with debris in the road, animals, and other non-vehicles
- Hail and storm damage
- Hit and runs
The good news is that there are a few other forms of coverage that you can choose to add to your policy.
Exploring Optional Coverage
Our independent insurance agents can help you to explore collision and comprehensive coverage. Neither of these is required by the state but can offer a significant amount of protection in the event that you get into an accident or experience some kind of damage.
Collision coverage protects you against any collision that might occur with a non-vehicle. Whether you experience a rollover when going around a sharp turn, collide with a guard rail, or hit a deer in the middle of the road, you would be covered.
Comprehensive coverage protects you against all non-driving related incidents, such as hail damage, a rogue shopping cart, or something else that might occur when you’re not even behind the wheel.
Start shopping for more comprehensive auto insurance in North Carolina by calling us at JC Demo Insurance Group today.