Life Insurance Myths Exposed

JC Demo Insurance Group serves the Matthews, NC community, as well as the surrounding areas. We have an established track record of helping our clients find the coverage they need to protect their assets. We proudly serve the community as an independent agency. This allows us to offer policies that grow along with our clients as their lives change. We look forward to helping you with your insurance needs.

Life Insurance Myths Exposed

At some point, everyone has to start making plans for the future. Thinking about the future is often uncomfortable. Life insurance can help you put things in place for your loved ones after you have passed away. Life insurance can help your loved ones give you a proper funeral and settle your personal affairs. If you are a business owner in Matthews, NC, life insurance can help you turn over your business to your loved ones without any complications. You can also use the policy to help secure your children’s future. While researching life insurance policies, pay attention to these common life insurance risks.

I Don’t Need Coverage Because I’m Single

Even if you are unmarried with no children, life insurance is still an asset. For example, it can help your loved ones take care of your home or vehicle.

Life Insurance Isn’t Necessary Because I Stay At Home

Even if you are a stay-at-home parent, life insurance is an asset because it allows you to put something in place so that your loved one can take over your role with care, transportation, and other services that you performed. Life insurance helps ensure that things continue to function somewhat smoothly during the grieving process.

JC Demo Insurance Group Will Help You Cover Your Assets

Visit our website to learn more information about life insurance.  

How Commercial Insurance Protects Your Business

If you have a business in North Carolina, there are types of commercial insurance that you may need for that business. There are two types of commercial insurance that are required for certain businesses, and it’s important to know whether your business is one of them. If you need commercial insurance, give us a call at JC Demo Insurance Group in Matthews, NC.

Workers’ Compensation

This type of insurance coverage pays for the medical bills that result from an employee being injured on the job. When this happens, it can result in high medical bills, and this coverage protects you by preventing your employees from having to sue your company to get those bills paid. It can also pay lost wages to your employee as well as providing disability benefits. This is required in North Carolina for all businesses that have at least three employees, whether they are part-time or full-time. 

Commercial Auto Insurance

Every vehicle that is owned by a business in North Carolina has to have a commercial auto insurance policy on it. This protects your business against accidents that can happen with work vehicles. There are different coverage amounts that are required to be included in the auto policy. The policy must have a set minimum amount of coverage for bodily injury liability for one person who has been injured and has medical bills. There is another set minimum amount required for bodily injury liability for two or more people who are injured. There is also a set minimum amount required for property damage liability. If you run a trucking company, there may be other insurance coverages that you are required to have to meet regulations.

Get Your Business Insured

If your business needs commercial insurance, don’t wait. Give us a call at JC Demo Insurance Group in Matthews, NC.