Month: May 2025

What is the GREAT Grant?

Posted on by AgentInsure

One of your responsibilities as a business owner is to secure commercial insurance for your company. Some business owners have questions about the types of insurance their company needs. If your company is located near Matthews, NC, our JC Demo Insurance Group team would like to invite you to discuss your insurance options with us. We’ve been working with companies like yours since 2009.

Understanding the GREAT Grant

Every business needs efficient internet access to network with clients and collaborate with other businesses. However, in some North Carolina regions, there is insufficient broadband access. The North Carolina Department of Information Technology has developed state-funded grants to address this issue. The GREAT Grant (Growing Rural Economies with Access to Technology) provides broadband internet access to underserved areas of less affluent regions of North Carolina. More residents and businesses can grow and thrive when these areas are provided with internet access.

These grants are available for rural and remote areas of North Carolina. According to the North Carolina Broadband & Digital Opportunity, the areas previously had computers operating at slower than optimal speeds. Funds provided by these grants were allocated to broadband service companies willing and able to serve clients and businesses in these areas.

Schedule Your Appointment Today

Your company must have the right insurance to safeguard its assets and protect its employees. Each member of our team at JC Demo Insurance Group is ready to work with your company and help you discover the right insurance for your business’s needs. Businesses near Matthews, NC, have learned they can trust our company for their insurance solutions. Give us a call for an appointment today, and let’s find the right insurance portfolio for your company.

Do Life Insurance Premiums Change Over Time?

Posted on by AgentInsure

Your life insurance policy remains active as long as you continue to pay the premium. When you secure a life insurance policy, you’re expected to pay the premium for as long as the policy is active. Some policies are active for a specified term, while others remain in place until the insured dies.

Therefore, if you’re considering getting a life insurance policy, it’s important to know whether the premium will increase over time or if the policy premium will remain the same for the duration of the policy. This information can help you budget for your life insurance policy.

The JC Demo Insurance Group professionals, serving Matthews, NC, can help answer your questions. Here’s what you need to know.

Do Life Insurance Premiums Change?

Some types of life insurance policies have premiums that change over time. For instance, the premiums for a universal life insurance policy change with time. These premiums are somewhat flexible, as is the death benefit. On the other hand, whole life insurance and term life insurance have fixed premiums that do not change over time.

Which Type of Life Insurance Is Best For My Needs?

The type of life insurance you choose depends on your budget and your goals for the policy. Do you want a policy that will only be in place while your children are young? Do you want a policy that will be in place even when you are old? Can you afford to pay a premium that increases over time? Can you afford a higher-cost premium that will remain at the same rate for the entire policy duration?

You’ll need to answer these questions to find the right policy for you. Your insurance agent can assist you with this.

Contact Us For More Information About Life Insurance

At JC Demo Insurance Group, serving Matthews, NC, we’re here to answer your questions about life insurance. Call today to get started with your policy.