When your home is your sanctuary, the thought of theft or vandalism can be unsettling. At JC Demo Insurance Group in Matthews, NC, we understand how important it is to feel secure in your space. That’s why home insurance isn’t just about protecting the structure—it’s about ensuring you feel safe and protected.

What Happens When Theft Occurs?

If someone breaks into your home and steals belongings, your home insurance policy can help cover the cost of replacing those items. Items like electronics, jewelry, and furniture are typically included under personal property coverage. Keeping a home inventory is essential, as it provides a record of what you own and what might be missing. Filing a police report is usually the first step, followed by notifying your insurance company to start the claims process.

Dealing with Vandalism

Vandalism can be just as distressing as theft. Whether it’s broken windows, graffiti, or other forms of damage, most standard home insurance policies include coverage for these acts. Your policy may help pay for repairs or replacement of damaged property, depending on your deductible and coverage limits. Acting quickly is key—document the damage, contact the authorities, and contact your insurance provider.

Why Having the Right Policy Matters

Not all home insurance policies are created equal. Coverage amounts, deductibles, and exclusions can vary widely. It’s important to review your policy regularly to ensure it still fits your needs, especially if you’ve recently made upgrades or large purchases.

If you’re unsure whether your current policy offers enough protection, let us help. Contact JC Demo Insurance Group in Matthews, NC today to get a free quote or schedule a policy review. We’re here to help you protect what matters most.