No one likes to imagine their home being broken into, but the reality is that burglaries can happen—often when you least expect them. At JC Demo Insurance Group in Matthews, NC, we believe the best defense is a good offense, and that starts with understanding how home insurance can help protect you when the unexpected occurs.

What Does Home Insurance Cover in a Burglary?

If your home is broken into, your insurance policy typically helps cover the cost of stolen items. This could include electronics, jewelry, or even expensive tools from your garage. But it doesn’t stop there. Damage to your doors, windows, or locks caused during the break-in is usually covered as well. This means you won’t be left footing the bill to secure your home again.

The Importance of Documenting Your Belongings

One of the most helpful things you can do before a burglary ever happens is to maintain a home inventory. While it might sound tedious, having a list (and even photos) of your valuables can make filing a claim much smoother and quicker. Insurance companies often require proof of ownership and value, especially for high-ticket items.

Prevention and Peace of Mind

Most policies don’t just help after a burglary—they can also reward you for taking steps to prevent one. Many insurers offer discounts for security systems, deadbolt locks, and smart monitoring devices. Not only are you helping protect your home, but you’re also potentially saving money on your premiums.

If you want to ensure your home is fully protected from burglary and beyond, contact JC Demo Insurance Group in Matthews, NC. We’re here to help you feel safe, secure, and supported—every step of the way.