Month: December 2025

If You’re Taking Care of Your Aging Parents, Should You Have Life Insurance?

Posted on by AgentInsure

Life insurance is often bought for parents of children and spouses who are primary caregivers. However, these aren’t the only scenarios where it would be wise to buy life insurance. For example, if your parents are older and you’re their primary caregiver, should you have life insurance for yourself? Here’s why it’s an excellent idea and how you can get started with our support at JC Demo Insurance Group, serving Matthews, NC. 

Should You Have a Life Insurance Policy as the Primary Caregiver for Aging Parents? 

Yes. Life insurance is designed to provide those under your care with financial support if you die unexpectedly. Because your parents currently rely on you, having a life insurance policy will provide them with the financial assistance they’ll need to seek care for themselves, as well as to manage your affairs.

You should also consider getting life insurance for them, if you don’t already have it. Taking out a life insurance policy on them, with their consent, ensures that you’ll have enough financial support when they die. From funeral expenses to other end-of-life expenses, caring for someone can get expensive. Life insurance can provide peace of mind that you won’t be paying out of pocket. 

Insure Your Future With JC Demo Insurance Group

JC Demo Insurance Group is your go-to for finding the right life insurance policies for your needs. Contact us. We’re currently serving Matthews, NC. 

When Should Commercial Insurance Policies Be Reviewed and Renewed?

Posted on by AgentInsure

Commercial insurance is essential for any business owner, whether you run an office space, a retail store, or a warehouse in an industrial zone. Dealing with potential lawsuits and financial loss can be devastating, which is why it’s essential to review your policies periodically for the best coverage. At JC Demo Insurance Group, serving Matthews, NC, we’ll help you find the best commercial insurance policies to ensure you have adequate coverage year-round, especially if you’ve recently made new investments in your business.

Review Your Policy Annually

Annual policy reviews are essential for any commercial business owner. This provides an opportunity to compare your existing coverage with the evolving needs of your business. During the review process, you’ll want to evaluate your liability limits and property values, equipment updates, workforce changes, and any new products or services you are offering to your customers and clients.

After Major Changes

After any major changes to your business, it’s also wise to review and potentially renew your commercial insurance policy. Some major changes that require research into your policy may include:

  • Adding new employees
  • Investing in new equipment or commercial vehicles
  • Renovating or expanding your existing commercial space or building
  • Moving locations
  • Signing new contracts or working with new clients
  • Changing the structure of your business 

Knowing when to review and renew your commercial insurance policies is crucial anytime you go into business, regardless of the line of work you’re in. The more familiar you are with policy changes and demands, the easier it is to maintain protection when you need it most. To learn more about your existing commercial insurance policies and when to review them, contact JC Demo Insurance Group. We’re currently serving Matthews, NC.