Remodeling your home in Matthews, NC, can be a great way to breathe new life into your space, and potentially give your property value a little boost. What you might not think about, especially if you’re remodeling a smaller space, is how the changes might impact your home insurance policy. At JC Demo Insurance Group, we can fill you in on the details, so you aren’t left holding the bag. 

Home Insurance Coverage: What To Know

The general rule is to update your home insurance policy if you make any major changes to your property. The catch is that what counts as "major" can differ from homeowner to homeowner (and from insurance company to insurance company).

If you want a way to simplify matters, just consider that your carrier prefers to know exactly what they’re covering when they set the terms and conditions for your policy. So, if you spend $50,000 on a bathroom remodel and don’t update your policy, the insurance carrier might not cover the updates if they’re damaged by vandalism or weather. 

How To Update Your Policy 

If you’ve just made a few minor cosmetic improvements to your bathroom, like paint touch-ups or new fixtures, there’s no need to make a call or fill out a form. However, if you’ve put some serious work into the project, whether installing a rain shower or tiling the whole room in pure marble, contact your agent for more information.

Or, if you’re shopping around for new coverage in Matthews, NC, the staff at JC Demo Insurance Group is here to review your options, so you can find coverage that works. Contact us to get the ball rolling.