Life changes quickly. One year, you’re remodeling your kitchen, the next, you’re adding a new roof, or finally turning that spare room into a home office. While these updates improve your home’s value and functionality, they can also impact your insurance needs. At JC Demo Insurance Group in Matthews, NC, we often remind homeowners of the importance of reviewing their home insurance policy annually.

Your Coverage Should Grow With Your Home

If you’ve made upgrades or renovations, your current policy might not reflect the true value of your home. This means that if something were to happen, you could be underinsured. Reviewing your policy allows you to adjust your coverage to protect your home’s current value, not what it was worth last year.

Life Events Can Shift Your Needs

Maybe you’ve welcomed a new pet, added a backyard pool, or started renting out a room. These types of changes can impact your liability coverage. Even if you haven’t made major updates, your personal belongings may have increased in value. Annual reviews ensure that everything important is still protected.

Rates and Options Change Too

Regularly reviewing your policy can reveal opportunities to save money or take advantage of new coverage options. You don’t want to miss out on better protection simply because you didn’t take the time to check.

Taking a little time once a year can make a big difference in how well your home is protected. If it’s been a while since you’ve reviewed your policy, JC Demo Insurance Group in Matthews, NC, is here to help. Let’s make sure your coverage still fits your life.