Why Even a Small Fire Can Do Serious Damage to Your North Carolina Home

Your North Carolina homeowners insurance can protect your house from a variety of problems. It can cover you in spring and summer storms. It can protect you from losses due to a theft. It can provide you liability coverage in the event of an on property injury. It may also give you the financial resources to recover from a fire. But making sure you have enough coverage is critical, especially in case of a fire.

A fire and its aftermath doesn’t have to consume your entire home to be a significant disaster. Even a small fire can do serious damage to your North Carolina home. Why can it be so damaging?

Let’s use the example of a kitchen fire in the heat of our North Carolina summers. Even if the flames are contained to the kitchen, air conditioning can quickly spread smoke and soot through the entire home. Smoke damage can easily occur to furniture, clothes, and bedding. Smoke and soot will likely stick to walls, ceiling fans, carpeting and appliances. If the fire department was called there could be water damage or at least a large mess from extinguishers. Yes, even a small fire can create a significant amount of damage.

That’s why it is important you have the appropriate homeowners insurance coverage. You want to be assured not only your structure is properly covered but your contents are as well. We can help with a no obligation homeowners insurance review. We will assist you in understanding your current coverage and make sure you know where you are, and aren’t, sufficiently protected. As independent agents, we can shop around for the best coverage for you.

Compare homeowners and auto insurance rates right online at our website, or if you prefer, call us. Let’s make sure you have the coverage you need at a price you can afford.