Does Auto Insurance Cover the Cost of Pets in your car?

Our pets are like family and for many, it is a gamble to get them into the car. There are some that worry that their pets are not covered it the event of an accident. For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to understand just what your pets are covered for.

For the most part, pets are covered to a certain extent on all auto policies without your having to buy any extra coverage. What this means is that injury to pets is covered up to $1,000 for bills to the vet but this is not going to cover the cost of all the bills in the event of very serious injury. If your pet is just in need of a check up after an accident, the built in coverage will be enough to serve your needs. If your pet is seriously injured you are going to have to pay the remainder of the bill out of pocket.

Overall, if you have pets that travel with you in the car once or twice every few months, you are likely not going to need a huge policy to cover them. If they ride with you often, however, your risk of them being injured in an accident is much higher and you likely need more coverage. For those that have their pets in the car often, it may be beneficial to take out an extra umbrella of coverage to take care of them. You can purchase extra coverage through your auto policy or you can purchase a separate pet policy that covers your pet both in the car and at home. For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to cover your pets.