What Happens to My Homeowners Insurance If I Move?

Matthews, NC is nice but what happens if you move?  Will you homeowner’s insurance policy travel with you?  It is important to know what will happen if you move so you can be prepared for what’s to come. JC Demo Insurance Group knows that moving is stressful and that there are things you might forget. One thing that you might forget to ask about is your homeowner’s insurance policy. You might have a home owner’s insurance policy, but what happens to the policy once you move?

Take Action

Nothing happens. Before you move you need to contact your insurance agent to discuss your policy. You can then set up a date of cancellation for the old policy and help you transition to a new policy. Contacting your agent before you move may ensure that there are no gaps in coverage. Waiting to do this task might mean that you go without coverage for a period of time. 

Policy Terms

Looking at the terms of your homeowner’s policy might not be your top priority, but you should make it one.  Knowing your payment schedule and other details are important so you know what you’re dealing with. It is important to know the details so you can make the best decisions as you prepare to move.

Ask Questions

There are additional questions you might have as you think about your homeowner’s insurance. You may ask if you can simply transfer your existing policy?  The answer to this question is no. Every property has different.  Your new home will not be the exact same as the home you are moving from so it requires a new policy.

For more information contact JC Demo Insurance Group to talk to someone about your homeowner’s insurance policy before you move either to or from Matthews, NC.