Car insurance is one of those things that gives back pretty much what you put into it. If you're living in Monroe, NC and you purchase the state minimum insurance you need to be legal, meaning liability coverage for bodily injury and property damage, you'll stay out of trouble with the law, but you may be really disappointed if you're in an accident and there's no coverage to pay for your own damages. Maybe you're leasing your car or took out a new car loan to get it and your finance company requires you to get comprehensive and collision insurance. This is better, but it still doesn't help you if you need roadside assistance or a rental car. Only you can decide exactly what coverage is right for you, but it may be helpful to contact an agent to explain the options that are available.
Whatever type of insurance you decide to get, you'll find that a little time invested to find the right policy, the right agent, and the best price can pay huge dividends. The dollar amount of coverage you need is based on the value of your car and the amount of personal risk you're willing to take on. Another choice you'll have to make is the amount of the deductible you want to have. The higher your deductible is, the lower your payment will be, but the more you will have to pay out of pocket when you make a claim. Maybe you can decide on what you need for yourself, but these are also things you can discuss with an agent.
When looking for an agent in Monroe, we hope that we will be your first and last stop. We will help you to shop for auto insurance by answering your questions, helping you to choose deductibles, coverage amounts and types of coverage. You can also compare live quotes on auto insurance right on our website.