Why you need to update your policy after a major home improvement project

Major home improvement projects can be a massive stressor for a number of different reasons. If you are looking to undergo an extensive project in the near future, don’t forget to take a closer look at your homeowner’s policy before any work gets started. JC Demo Insurance Group is here to provide all the information that homeowners in the Matthews, NC community and surrounding area may need regarding home insurance.

Make sure you’re covered before work starts!

  • Damage to your home – any substantial home improvement project has the capacity to go wrong. Even when your contractor carries insurance, it may not be enough. Take the time to sit down with your agent and make sure that you have the protection you need.
  • Injury to a contractor or worker – if someone is injured while doing work on your home, you can sometimes be held liable. If you are going to have workers in your home make sure that you have sufficient liability protection. 
  • Future damage caused by shoddy work – what happens if six months down the road your new kitchen stops working properly? There are so many things that can go wrong with a bit project, especially a few months down the road. Don’t get stuck with an incomplete or subpar project, make sure you’re protected.

The time to check for adequate insurance coverage is before work starts. There’s nothing worse than sustaining damage to your home only to find out that your policy does not provide coverage. If you are in the greater Matthews, NC area, call or stop by JC Demo Insurance Group today to review your policy for completeness. We are proud to serve our community and look forward to working with you!